August marks National Make-A-Will Month — the perfect time to spotlight the importance of an often-overlooked but critical task. It's a common misconception that wills are only for the elderly or those with substantial wealth. The truth is, creating a will is a proactive and caring decision that benefits everyone, regardless of age or income level.

You Get to Decide What Happens to Your Stuff

Even if you don't own a home or have major investments, a will ensures that whatever assets you do have, from your car and bank accounts to cherished mementos and digital assets, end up in the right hands. For instance, maybe you want your cousin to inherit your beloved guitar collection or ensure your pet is cared for by a trusted friend. A will grants you this control.

You Can Name a Guardian for Your Children

If you're a parent, establishing a will is especially crucial. It legally allows you to designate who you want to care for your children should anything unexpected occur. Imagine the peace of mind knowing exactly who will take your place in guiding them through life if you're not around.

You Can Make Medical and Legal Choices Clear

Some wills incorporate a living will or health care directives, enabling you to clearly outline your preferences for medical treatment should you become unable to communicate. Whether it's declining certain interventions or specifying your desires for long-term care, this clarity is not age-dependent and is invaluable under uncertain circumstances.

You Make Things Easier for Loved Ones

By having a will, you relieve your loved ones of potential confusion, legal delays, and stress. You're taking a responsible step that ensures the transition after your passing is as smooth as possible, allowing your loved ones to focus on grieving and healing instead of getting entangled in legalities.

Making a will is a responsible and compassionate step that protects your loved ones and gives you the autonomy to make your wishes known. Use National Make-A-Will Month as motivation to create or update your will. Encourage younger family members and friends to take action as well. Remember, peace of mind isn't reserved for later in life — it's attainable now.