Navigating Summer Camp: Liability, Rights, and Responsibilities

The Joy and Jitters of Summer Camp

Summer camp season brings a wave of excitement and nostalgia. For children, it’s an adventure, full of new activities and friendships. For parents, however, it can be equally nerve-wracking, as they entrust their children to others' care. This guide is designed to help families make informed choices to ensure their children are safe while having fun.

Ensuring a Safe Environment

Camps have a legal duty of care. Camp operators must supervise children responsibly, maintain safe facilities, and act properly in emergencies. These are not just guidelines; they are legal obligations that camps must adhere to. While liability waivers are standard, they do not exempt camps from their duty of care, especially in cases of gross negligence.

Understanding Liability Waivers

You don’t waive all rights by signing a liability waiver. Even after signing, camps must ensure a safe environment. Parents should be aware that claims involving gross negligence or intentional misconduct are not protected by such waivers. Carefully read and analyze any waiver language, and be cautious of overly broad statements that release the camp from “all claims, even if due to negligence.” When in doubt, ask for clarification from the camp director.

Evaluating Safety Policies

Investigate the camp’s safety protocols. Check for staff training programs, emergency response plans, and enforcement of safety rules for activities such as biking, swimming, or boating. Accreditation by the American Camp Association can also provide an added layer of trust, assuring parents of the camp's commitment to safety standards.

Insurance Matters

Understand the camp’s insurance coverage. Parents should inquire if the camp carries liability insurance and offers accident insurance. If not, they must verify that their own health insurance offers sufficient out-of-network coverage, ensuring they are financially protected in case of an emergency.

Remember, being an informed parent is the best strategy for ensuring not only safety but also a memorable summer for your child. Empower yourself to ask questions, read documents carefully, and prioritize camps that meet clear safety and legal standards.